ALTERNATIVE
NON-BANK BASED
PAYMENT METHODS
SettleTX allows merchants to connect to customers worldwide - even those who are privacy-focused or unbanked. By working with both acquiring and issuing partners, we enable e-commerce through non-bank payment systems, making transactions accessible across local and international markets.
FinTechnology for :
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E-Commerce
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Payment Industry
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Banking sector
SettleTX connects merchants and banks with customers who care about privacy or prefer not to use traditional banking for online purchases. Our alternative payment options - like open and closed loop e-vouchers, direct deposit solutions, and customizable prepaid cards with your choice of branding - make it easy for businesses to offer secure, flexible payment choices.
With these solutions, customers can pay safely online without sharing their bank account details or personal information, giving them extra peace of mind with every transaction.
Merchant Payment Solutions
SettleTX provides prepaid e-vouchers (with no chargebacks), direct deposits and card payment systems to online merchants, to accept payments from both local and international customers. This is especially useful for people who don’t have bank accounts, value privacy, or can’t use the merchant’s usual online payment options.
Merchants who need to send a lot of payouts—like those working with affiliates or overseas staff—can also provide our white-label prepaid Visa cards to their partners, simplifying the entire payment process.
Banking Fintech Solutions
SettleTX proprietary FinTechnology gives banks around the world a simple way to add e-money and prepaid payment systems to their lineup—helping them stay competitive with Neobanks.
Now, banks can issue Visa cards which customers fund from their regular bank account or a virtual account. Customers can also top up their accounts through a nationwide network of physical PoS locations, which function like remote bank branches and handle a range of banking services for the public.
Payment Card Solutions
SettleTX white labelled reloadable prepaid payments cards can be applied to a multitude of uses :
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by businesses to pay out salaries, affiliates, or as business expense card.
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by banks to offer their customers global currency cards, reloadable worldwide.
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by money transfer companies to offer fund transfers from sender card to beneficiary card
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by individuals to separate specific card payments
Physical PoS Networks agencies
SettleTX offers nationwide physical ide PoS networks the opportunity to generate additional revenue by becoming a transactional partner in our different business models and payment systems :
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Sale of white labelled or co-branded cards and acceptance of card topups.
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Sale of prepaid e-vouchers and acceptance of merchant direct deposits.
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Operate your PoS shops as a remote bank branch or money remittance office.
ABOUT US
SettleTX® is proprietary technology of the SmartEvo group of companies, supplying since 2013 technology services to the Payment and e-Commerce industry.
13 years
in business
758 million €
transactional volume processed
by our business partners
and counting ...
SettleTX priorities :
Customer and Merchant satisfaction.
We understand that a satisfying customer experience by using a saft, fast and risk-free pament and settlement process. is very important to the merchant.
This is exactly what SettleTX achieves :
01
Customer Identity protection and ease of use
Cards linked to bank accounts require the customer to divulge personal information and carries a privacy concerns.
Our payment systems allow the customer to safely surf and purchase while keeping his personal information detached from the payment transaction.
02
Merchant : 0% chargeback risk
Customer can easily chargeback fraudulently the payment for received goods or services and the merchant will have the burdon of proofon to prove that this is a fraudulent chargeback.
With prepaid e-vouchers or payment cards the proof of burden is reversed and is up to the customer to show he didn't receive the goods/services.
03
Flexibility
Every business model is different and has inherent specific requirements, which requires a payment cycle satisfying for both customer as well as merchant.
Integrating SettleTX payment technology will never require you to adapt your processes or workflows.
We adapt to your requirements, not the other way around.
